Over the next two years, Alberta’s auto insurance system will undergo substantial changes. To ensure Albertans have the information they need to understand the shift to the new Care-First system, Alberta’s government has launched a website to explain the changes and benefits.

The website focuses on explaining how the new auto insurance system will provide better medical and faster income support benefits. Under a care-focused system, those benefits will last through the full recovery period for Albertans injured in collisions. In addition, Albertans will have cost savings up to $400 per year under the new system.

“We’re ensuring Albertans will save money on their auto insurance when the new Care-First system is implemented, and we want to provide them with the information they need on how their benefits are going to be increased and delivered faster.”

Nate Horner, President of Treasury Board and Minister of Finance

“Chiropractors are a major component in helping accident victims get the best care and restore their quality of life. The Government of Alberta's reforms to auto insurance help us provide better and faster chiropractic care to those who need it."

Dr. Jacqueline Boyd, chair, Chiropractic Association of Alberta

Legislation to implement the changes will be introduced in the spring of 2025. If passed, industry partners would take the next two years to implement the changes, including developing 3.4 million new auto insurance policies.

Quick facts

  • Alberta’s government will be implementing the first privately delivered Care-First model in Canada.
  • The Care-First auto insurance system will be in place by January 2027.

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